RateAPI — live US mortgage, auto, HELOC, personal & deposit rates
Live US mortgage, auto, HELOC, personal & deposit rates with evidence, plus who can join each lender
endpoint: https://mcp.rateapi.dev/mcp
registry: dev.rateapi/mcp
A
recent success 100% (30 probes) ·
MCP handshake OK
· protocol 2025-03-26
TLS valid (52d left) · latency 243.0 ms ·
HTTP 405 · auth open ·
tools 89
manifest 538904dcf72596f9
· drift events seen here: 3
Embed this grade
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Recent probes
| time (UTC) | ok | grade | mcp | latency | tls | tools | hash |
|---|---|---|---|---|---|---|---|
| 2026-10-12T22:50:05Z | ✓ | A | ✓ | 243.0 ms | 52d | 89 | 538904dcf72596f9 |
| 2026-10-12T16:48:34Z | ✓ | A | ✓ | 227.0 ms | 52d | 89 | 538904dcf72596f9 |
| 2026-10-12T10:44:43Z | ✓ | A | ✓ | 159.0 ms | 52d | 89 | 538904dcf72596f9 |
| 2026-10-12T04:37:56Z | ✓ | A | ✓ | 166.0 ms | 52d | 89 | 538904dcf72596f9 |
| 2026-10-11T22:37:17Z | ✓ | A | ✓ | 122.0 ms | 53d | 89 | 538904dcf72596f9 |
| 2026-10-11T16:35:15Z | ✓ | A | ✓ | 95.0 ms | 53d | 89 | 538904dcf72596f9 |
| 2026-10-11T10:33:18Z | ✓ | A | ✓ | 79.0 ms | 53d | 89 | 538904dcf72596f9 |
| 2026-10-11T04:31:07Z | ✓ | A | ✓ | 107.0 ms | 54d | 89 | 538904dcf72596f9 |
| 2026-10-10T22:30:30Z | ✓ | A | ✓ | 209.0 ms | 54d | 89 | 538904dcf72596f9 |
| 2026-10-10T16:29:58Z | ✓ | A | ✓ | 79.0 ms | 54d | 89 | 538904dcf72596f9 |
| 2026-10-10T10:28:48Z | ✓ | A | ✓ | 66.0 ms | 54d | 89 | 538904dcf72596f9 |
| 2026-10-10T04:27:58Z | ✓ | A | ✓ | 100.0 ms | 55d | 89 | 538904dcf72596f9 |
| 2026-10-09T22:27:31Z | ✓ | A | ✓ | 189.0 ms | 55d | 89 | 538904dcf72596f9 |
| 2026-10-09T16:27:04Z | ✓ | A | ✓ | 135.0 ms | 55d | 89 | 538904dcf72596f9 |
| 2026-10-09T10:25:37Z | ✓ | A | ✓ | 211.0 ms | 55d | 89 | 538904dcf72596f9 |
| 2026-10-09T04:22:57Z | ✓ | A | ✓ | 93.0 ms | 56d | 89 | 538904dcf72596f9 |
| 2026-10-08T22:22:14Z | ✓ | A | ✓ | 170.0 ms | 56d | 89 | 538904dcf72596f9 |
| 2026-10-08T16:21:07Z | ✓ | A | ✓ | 89.0 ms | 56d | 89 | 538904dcf72596f9 |
| 2026-10-08T10:19:34Z | ✓ | A | ✓ | 131.0 ms | 56d | 89 | 538904dcf72596f9 |
| 2026-10-08T04:19:00Z | ✓ | A | ✓ | 160.0 ms | 57d | 89 | 538904dcf72596f9 |
| 2026-10-07T22:17:59Z | ✓ | A | ✓ | 73.0 ms | 57d | 89 | 538904dcf72596f9 |
| 2026-10-07T16:17:27Z | ✓ | A | ✓ | 110.0 ms | 57d | 89 | 538904dcf72596f9 |
| 2026-10-07T10:15:59Z | ✓ | A | ✓ | 61.0 ms | 57d | 89 | 538904dcf72596f9 |
| 2026-10-07T04:15:45Z | ✓ | A | ✓ | 106.0 ms | 58d | 89 | 538904dcf72596f9 |
| 2026-10-06T22:14:24Z | ✓ | A | ✓ | 86.0 ms | 58d | 89 | 538904dcf72596f9 |
| 2026-10-06T16:13:53Z | ✓ | A | ✓ | 171.0 ms | 58d | 89 | 538904dcf72596f9 |
| 2026-10-06T10:12:30Z | ✓ | A | ✓ | 100.0 ms | 58d | 89 | 538904dcf72596f9 |
| 2026-10-06T04:11:50Z | ✓ | A | ✓ | 62.0 ms | 59d | 89 | 538904dcf72596f9 |
| 2026-10-05T22:11:07Z | ✓ | A | ✓ | 136.0 ms | 59d | 89 | 538904dcf72596f9 |
| 2026-10-05T16:10:07Z | ✓ | A | ✓ | 178.0 ms | 59d | 89 | 538904dcf72596f9 |